L’AML (Anti Money Laundering) è una pratica legale che consiste nel prevenire l’utilizzo di fondi illeciti per attività criminali o terroristiche. In Italia, l’AML è regolamentato dal Decreto Legislativo 231/2007, che impone agli istituti finanziari di adottare misure di debita diligenza per identificare i propri clienti e monitorare le transazioni finanziarie. Gli strumenti di screening […]
Če ste podjetje, ki se ukvarja s finančnimi storitvami ali drugimi posli, kjer je pomembno preveriti identiteto svojih strank, potem ste zagotovo že slišali za postopek KYC (Know Your Customer) ali “poznavanje svojih strank”. StartKyc je inovativna slovenska rešitev, ki omogoča enostavno in učinkovito preverjanje strank ter njihovo identiteto, z uporabo napredne tehnologije. Zakaj je […]
I deputati delle Commissione per le libertà civili, la giustizia e gli affari interni hanno approvato tre progetti di legge che mirano a rafforzare le norme dell’UE contro il riciclaggio di denaro e il finanziamento del terrorismo (AML/CTF). Il primo atto legislativo è il regolamento del “codice unico” dell’UE, che mira a standardizzare la politica […]
Pranje denarja je resen problem, ki vpliva na svetovno gospodarstvo. Gre za kriminalno dejavnost, ki vključuje prenos nezakonitih sredstev ali premoženjske koristi od kriminalne dejavnosti po zakonitih finančnih kanalih. V zadnjih letih so se tveganja pranja denarja povečala zaradi več dejavnikov, vključno s širjenjem digitalnih valut, porastom kibernetske kriminalitete in vse večjo kompleksnostjo finančnih sistemov. […]
Preverjanje poslovanja, sicer znano kot poznaj svoje podjetje (KJB), je bistven postopek, ki zagotavlja legitimnost in identiteto poslovnega subjekta. Uporablja se lahko v različnih sektorjih za skladnost s predpisi, na krovu več strank, zmanjšanje goljufij in izboljšanje zaupanja. Za številna podjetja je KJB obveznost v skladu s predpisi o preprečevanju pranja denarja (AML). Obveznosti AML […]
Following the suspension of public access to the Register of Beneficial Owners (RBE) imposed by the judgment dated 22nd November 2022 by the Court of Justice of the European Union (CJEU), the involved and responsible parties (the Luxembourg Business Registers (LBR), the Ministry of Justice and the State Information Technology Centre) have finally found a […]
The Luxembourg Ministry of Justice has announced the temporary suspension of the online consultation of the RBE (Register of Beneficial Owners – UBO – in french “Registre des Bénéficiaires Effectifs“) after just a few hours from the ruling of the Court of Justice of the European Union (CJEU) on the illegality of the register. The […]
In the Circular CSSF 20/742 – AML/FT the CSSF aims to draw the attention of professionals of the financial sector to the major changes that the two laws of March 25, 2020 bring to the system of fight against money laundering and terrorist financing (“AML/CFT”) applicable to the Luxembourg financial sector as provided for by the […]
Customer Due Diligence (CDD) has become an essential part of running a business today. The Internet is an indispensable tool for getting your name out in the world of commerce and customers may come from any corner of the world and never even meet you. This is why it is important to know who you […]
In today’s world, procedures relating to anti-money laundering have become part and parcel with correct and careful business practice. According to a study conducted by the United Nations Office on Drugs and Crime, it is estimated that, in 2009, proceeds generated by drug trafficking and organised crimes amounted to 3.6% of the global GDP, with […]